The XMG Payment Portal is a flexible system that provides a suite of APIs for merchants to integrate directly into their existing platforms. It can be used alongside traditional payment methods or as a standalone solution to accept USXM tokens, other XMG tokens, PECU coins, and even the merchant’s own loyalty tokens built on the Pecu Novus Blockchain.

To utilize the portal, merchants and customers must connect a Pecu Wallet or any compatible wallet that supports Pecu Novus-based assets. While integration with traditional payment systems is possible, that choice is entirely at the discretion of the merchant.

Importantly, the XMG Payment Portal does not process transactions itself. Instead, it facilitates secure, seamless, on-chain transactions by acting as the bridge between parties.

For example, imagine Sally wants to acquire USXM tokens to swap for another digital asset or to use in supported ecosystems. She visits a merchant offering USXM through the XMG Payment Portal, connects her Pecu Wallet, and uses one of the accepted payment methods (crypto or traditional) to complete the purchase. The USXM tokens are transferred instantly and securely from the merchant’s wallet to Sally’s wallet, on-chain and in real time.

This same mechanism applies for acquiring PECU coins or other XMG tokens, offering a fast, transparent, and versatile way for users to access digital assets within the XMG ecosystem.

Now the XMG Payment Portal can also be used as a pure digital asset payment portal solely for USXM tokens, it is up to the merchant what use it for, it could be both and make them a distribution point for the tokens.